Pipcy — Funded Stage Rules & AI Trust Score

Hidden Rules & Critical Conditions

• Position Size Consistency Enforced [Warning]: ToS Sections 14.1.12 and 14.1.13 prohibit opening positions 'noticeably larger or smaller' than the trader's other trades. No specific percentage or ratio threshold is defined — enforcement is at Pipcy's discretion. This creates an unwritten consistency rule around lot sizing that applies to every trade.
• Sole Discretion Account Termination [Warning]: Section 14.2 grants Pipcy 'exclusive right... to impose trading restrictions, modify account parameters, or terminate trading accounts at its sole discretion to ensure stability and integrity' — including without prior notice if trading 'poses a risk deemed excessive or unmanageable.' No specific quantitative threshold is defined for what constitutes excessive risk.
• No Fee Refund on Pass [Warning]: Per ToS Section 19.6: 'Once simulated trading commences, fees become nonrefundable, with no provision for full or partial refunds.' There is no challenge fee refund upon successfully passing the evaluation — once any trade is placed, the fee is gone regardless of outcome.
• 2-Step Phase Targets Not Publicly Disclosed: The Classic 2-Step challenge shows 'Total: 18%' as profit target but does not disclose the per-phase split on public pricing pages. Traders cannot confirm Phase 1 vs Phase 2 targets without logging into the client area or contacting support.
• Growth Plan Starts at 50% Split: The Growth Plan scaling model starts at Level 1 with only 50% profit split, increasing gradually to 95% at Level 9. Initial funded accounts may therefore start with a 50% split rather than the advertised 'up to 95%' headline figure, depending on the trader's starting level.