Sway Funded — Funded Stage Rules & AI Trust Score

Hidden Rules & Critical Conditions

• Trailing Drawdown Follows Equity High-Water Mark — Every Profit Raises the Floor Immediately [Critical]: Sway Funded's trailing drawdown tracks the highest equity ever reached on the account (high-water mark). Every time a new equity peak is set — even by a single dollar — the drawdown floor rises immediately. Example: $100k account, trader hits $108k equity → floor moves from $90k to $98k. If the trader then gives back $8k (back to $100k), they now have only $2k of buffer before breach. This is more aggressive than a balance-based trailing drawdown that only moves when a trade is closed. Rapid market swings can drastically compress the safety buffer without any closed losing trades.
• Drawdown Floor Resets After Every Reward — Profitable Buffer Cleared on Each Payout [Warning]: After each reward payout, the max overall loss and max daily loss limits reset to their default percentage levels from the current account balance. While this gives a fresh buffer each cycle (positive), it also means any trailing floor advantage accumulated over a long profitable streak is wiped clean after withdrawing profits. Traders who have built up significant equity with a floor far below current balance will lose that floor advantage the moment a reward is claimed.
• Base Profit Split is 80%, NOT 90% — 90% Split Requires Paid Add-on [Warning]: Sway Funded prominently markets "Up to 90% Profit Share" but the base profit split is 80/20. Achieving a 90/10 split requires purchasing the "90/10 Split" add-on at an additional cost. This add-on is only available for Regular and Rapid Challenges, not for the Instant Account. Traders who choose their plan based on the 90% headline figure without purchasing the add-on will receive only 80% of profits. The "up to" language is technically accurate but designed to anchor expectations at the higher figure.
• Proprietary Platform Only — No MT4, MT5, DXTrade, or TradingView [Critical]: Sway Funded uses exclusively proprietary trading platforms: "Liquid Charts" and "Liquid Charts Pro", provided by their partner Liquid Brokers (liquidbrokers.com). There is NO MetaTrader 4, MetaTrader 5, DXTrade, or TradingView support. This means: (1) traders cannot use their existing MT4/MT5 expert advisors without rebuilding them; (2) the EA ecosystem is restricted to Liquid Charts-compatible scripts only; (3) platform familiarity and charting tools may differ significantly from industry standard; (4) if Liquid Brokers or the partnership ends, platform availability is at risk. Traders accustomed to MT4/MT5 must learn a new platform from scratch.
• Instant Account Has a 20% Consistency Rule — Not Prominently Advertised on Homepage [Warning]: The Instant Account Challenge applies a 20% consistency rule to the funded stage: no single trading day can account for 20% or more of the total account profit. This rule applies on an ongoing basis — not just during evaluation. If a breakthrough day occurs, the system does not fail the account but instead auto-adjusts the profit targets upward to compensate. However, traders expecting unrestricted profit taking days on the "instant" plan should note this ongoing constraint. The rule is disclosed in a separate FAQ article (Consistency Rule) rather than on the main Instant Account page.
• Refresh Challenge Add-on Costs 150% of Original Fee if Purchased After Failing Phase 2 [Warning]: The "Refresh Challenge" add-on for Regular Challenge allows a trader to restart Phase 2 after failing it. However, the pricing is asymmetric: if purchased BEFORE Phase 2 is attempted, it costs 75% of the original challenge price. If purchased AFTER failing Phase 2, it costs 150% of the original price — double the pre-purchase cost, and more expensive than the original challenge itself. Traders should decide on the Refresh option at checkout rather than after a Phase 2 failure to avoid the penalty pricing.
• Dual Corporate Structure — Saint Lucia Prop Firm + Cyprus Payment Agent (Corvexia) [Warning]: Sway Funded LTD (trading operations) is incorporated in Saint Lucia (Registration No. 2024-00342). All payments are handled by a completely separate entity: Corvexia Holding LTD (HE 489845), incorporated in Cyprus, acting as an "independent payment agent." This split means: (1) governing law is Saint Lucia — not EU / CySEC jurisdiction despite Cyprus entity; (2) if a dispute arises about rewards, the liability structure between two separate legal entities may complicate resolution; (3) Cyprus only provides the payment infrastructure — it does NOT provide regulatory oversight of the trading program.
• Very New Firm (Founded February 2024) — Rapid Growth via 3 Acquisitions in First Year [Warning]: Sway Funded was launched in February 2024 and acquired three other prop firms within its first 8 months: MyFlashFunding (July 2024, 5,000+ traders), Glow Node (August 2024, entire user base), and Karma Prop (September 2024). While this demonstrates aggressive growth, it also means: (1) the firm has less than 2 years of independent operating history; (2) integration risks exist when merging multiple prop firm systems and trader bases; (3) the long-term payout sustainability across a rapidly growing trader pool is unproven; (4) traders from acquired firms may have experienced rule changes during transitions.