Upcomers — Funded Stage Rules & AI Trust Score

Hidden Rules & Critical Conditions

• Tiered Payout Caps (First 7 Payouts) [Critical]: All Upcomers accounts use a tiered payout cap system for the first 7 payouts. $100K account example: 1st=$1K, 2nd=$2K, 3rd=$3K, 4th=$4K, 5th=$5K, 6th=$6,250, 7th=$7,500. From the 8th payout onwards the cap is lifted via individual agreement. Applies to evaluation programs, instant funding, and all other products.
• Account Reset After 7th Payout [Critical]: After the 7th payout is approved, the funded account is reset back to its initial balance. Any unrealized equity above the initial balance at that point is cleared. The trading cycle then restarts from initial balance with unlimited payout caps (8th+) via individual agreement.
• 30% Cryptocurrency Withdrawal Fee [Critical]: All cryptocurrency payout requests are charged $19.90 flat fee PLUS 30% of the withdrawal amount. This is far above industry standard (most firms charge 0–2% for crypto). Bank transfer is $19.90 + 2.49% — much more reasonable.
• Discretionary Acceptance (ToS §6.8) [Warning]: Upcomers' Terms of Service §6.8 states that entry into the Upcomers Trader Program is solely at their discretion. A trader can complete all evaluation phases successfully and still be denied funded account access without stated reason.
• Dual Entity Structure [Warning]: The trading simulation environment is operated by Royal Flow - FZCO (UAE, IFZA Business Park Dubai Silicon Oasis, license 35886). Payouts are described as handled by Upcomers Ltd. (Saint Lucia, company 2024-00341). Two separate legal entities in different jurisdictions.
• Simulated Environment — Payouts Stated as Hypothetical [Warning]: Upcomers' Terms of Service explicitly states the trading environment is a simulation and that all payouts are described as 'hypothetical' in nature. Payouts do not replicate real-market financial transactions per ToS.
• Best Day Rule — Required Before Every Payout [Warning]: Traders must comply with the Best Day Rule before submitting every payout request. Thresholds: Classic plans = 20% limit, Turbo plans = 15% limit, Legacy plans = 30% limit. Formula: (highest single day profit / total profit) × 100 must be ≤ limit. This rule fully resets after each approved payout — must be freshly re-observed before each subsequent withdrawal cycle. Losing days make it worse: they reduce total profit while best day stays the same, raising the ratio. Attempting to pad days with tiny trades to dilute the ratio is explicitly banned and may result in account suspension. The Turbo variant (15% Best Day Limit) is notably tight — it means no single day can represent more than 1/6.7 of total cycle profit, requiring at least 7 fairly evenly-sized winning days before the ratio stays below the threshold.
• One-Sided Bets Are Banned: Upcomers explicitly bans 'one-sided bets' — consistently trading in the same market direction. This is defined as a pattern, not a single trade. Detected offenders face account termination.